Pennsylvania Credit Union Association
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Credit Union Better Choice ...
the smart alternative to payday loans.
Credit Union Better Choice is a short-term loan that offers:
- 90-Day Repayment Term
- Flexible Monthly, Bi-weekly, or Weekly Payments
- $25 Application Fee
- $100 Minimum Loan
- $500 Maximum Loan
- 18% Annual Percentage Rate (APR)
- A Built-In Savings Benefit
- Optional Financial Counseling
(Must qualify. Borrowers must meet credit union membership requirements and be over age 18 Note: contact partcipating credit unions for specific terms and loan amounts.) How can I join one? Click here.
Why pay high fees and interest rates when there’s a Better Choice? Get a Credit Union
Better Choice Loan today! For more details and an application, contact a participating credit union. What is a credit union? Click here.
Not a credit union member? Click here to find a credit union in Pennsylvania to join. Not from Pennsylvania? Click here for a national locator.
The Credit Union Better Choice program is sponsored by the Pennsylvania Credit Union Association in partnership with the Pennsylvania Treasury Department and the Pennsylvania Department of Banking.
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For questions, contact 800-932-0661, ext. 5221 or send e-mail.
