Better Choice

Credit Union Better Choice ...

    the smart alternative to payday loans.

Credit Union Better Choice is a short-term loan that offers:

  • 90-Day Repayment Term
  • Flexible Monthly, Bi-weekly, or Weekly Payments
  • $25 Application Fee
  • $100 Minimum Loan
  • $500 Maximum Loan
  • 18% Annual Percentage Rate (APR)
  • A Built-In Savings Benefit
  • Optional Financial Counseling

(Must qualify. Borrowers must meet credit union membership requirements and be over age 18 Note: contact partcipating credit unions for specific terms and loan amounts.)

Why pay high fees and interest rates when there’s a Better Choice? Get a Credit Union
Better Choice Loan today! For more details and an application, contact a participating credit union.

Get a list of participants

View the brochure

The Credit Union Better Choice program is sponsored by the Pennsylvania Credit Union Association in partnership with the Pennsylvania Treasury Department and the Pennsylvania Department of Banking.

better choice

For questions, contact 800-932-0661, ext. 5221 or send e-mail.